For memecoins, apps, DAOs and creators: a dollar under your own name, minted and redeemed 1:1 with USDC, standing on one shared reserve of USDC and tokenized Treasuries whose yield goes where you route it.
Tender is a Solana program. It runs the reserve, the minting and the yield math. You pick the name and where the yield goes. Nobody can change that but you.
Pick a ticker like BONKUSD. Tender creates a Token-2022 mint with your name and symbol on-chain. The program is its only mint authority, and there is no freeze key.
Anyone deposits 1 USDC and gets 1 of your dollar. Anyone burns 1 and gets 1 USDC back. No fee, no spread, no oracle in the way. Redemptions can’t be paused.
The reserve earns on tokenized Treasuries. Your share, sized by your supply, goes to up to four routes: USDC to a wallet, or freshly minted dollars to a wallet.
All community dollars share one reserve of liquid USDC and tokenized Treasuries. Pooling means a small community gets the same Treasury yield as a big one, and redemptions draw on the whole pile. The program won’t let the allocator move liquid USDC below a set floor.
How the reserve works →Your community already holds stablecoins. Today that yield goes to someone else. With Tender it goes where you send it.
Give the community a dollar with the meme on it, and route the yield to buybacks or the dev wallet.
Hold user balances in your own dollar. The float earns for the app instead of sitting idle.
Pay contributors and keep a treasury in a dollar whose yield funds the DAO.
Let fans hold your dollar. Each one they hold pays you a little every day.
One transaction creates the mint, the metadata and your yield routes.